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Mortgage Library

• Mortgage Basics Bronx, Brooklyn Queens and Long Island
• What is a Credit Report
• Denied Credit |Denied for a Loan
• Credit Bureaus | What Credit Agencies Collect
• Credit Scoring | What is Credit Scoring
• What's In My Credit Report?
• Credit Scoring Uses | Uses for Credit Scoring
• Credit Scoring Model & How they are developed
• Improve Credit Score | How to improve your Credit Score
• Fair Credit Reporting Act | FCRA
• Credit Scoring Reliability | How Reliable is your Credit
• Mortgage Terminology | Mortgage Term Definitions
• Va Loans | Veteran Loans |Va Home Loans
• VA Loan Benefits | Benefits of a Veteran Loan
• Refinance Cost | Price for Refinancing a Home Loan
• What are Loan Points | What is a Loan Point
• Refinancing Before Moving
• Late Credit Card Payments | Late Payments
• Choosing Lender | How to Find the best Lender
• Finding Best Mortgage Deal | How to Find the best Mortgage
• When to Refinance | Best time to refinance
• Lock Interest Rate | How to lock in an interest rate
• Should I Lock my loan Rate | Lock in a Loan Rate
• Lower Interest | Should you pay points to lower interest
• Credit Impact on Loan Qualification | Credit impact
• Multiple VA Loans | Multi VA Loans
• Applying for a VA Loan | Apply for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan | Basics of a VA Loan
• VA Approved Properties | What Can You buy with a VA loan
• Who is Eligible for a VA Loan | Am I Eligible for a VA Loan
• Fha Loans | Fha Loan Information
• What is an FHA Loan | FHA Loan
• Bankruptcy and FHA Loans
• Documents Needed for FHA Loans
• What Can I Afford | How big of an FHA Loan Can I Afford
• Fha Versus Conventional Loans | Difference between loans
• Real Estate Appraisals | Why Get an Appraisal | Long Island
• Determining Property Market Value
• Another Mortgage Company | Who to use after an appraisal
• Assisting the Appraiser
• Appraisal Methods | Common Appraisal Approches
• What is an Appraisal | Real estate Appraisal Definition
• Why Get An Appraisal | Purpose of a Real Estate Appraisal
• Who Owns the Appraisal
• Home Foreclosure | Foreclosure
• Avoiding Foreclosure | How to avoid foreclosure
• Long Term Problems associated with Foreclosure
• Temporary Problems | Short Term Problems and Avoiding Foreclosure
• What is Foreclosure
• Missed Mortgage Payment
• Closing Costs | Home Closing cost information
• What is RESPA | Real Estate Settlement Procedures Act
• What Happens at Closing | Home Closing Procedure
• Statutory Costs | Long Island Real Estate
• Truth In Lending | Truth about Lending
• Up Front Expenses when closing on a home
• Third Party Costs Associated with Closing on a Home
• Finance And Lender Charges
• Mortgage Application Checklist
• Private Mortgage Insurance | Mortgage Insurance
• PMI Cost | Cost of Private Mortgage Insurance
• Applying for PMI | How to Apply for PMI
• What Is Pmi | How does PMI work
• How PMI is Paid | How to Pay for PMI
• PMI Companies | Choose a PMI Company
• History of Pmi | How long has PMI been around
• Cancellation Of Pmi | When PMI is Cancelled
• PMI and Larger Loans | Qualify for Larger Loans
• Loan Programs | Mortgages | Harp | FHA Loans | VA Loans
• VA Loans | Veteran Loans | VA Home Loans
• FHA Loans |FHA Mortgages
• Hybrid ARMs | Fixed Period Arms
• HARP 2 Refinance | Refinance Your Home | HARP 2.0
• Balloon Mortgages | Ballon Mortgage Loans
• Components Of ARMs | Adjustable Rate Mortgages
• Reverse Mortgages | Home Equity Loans
• Fixed Rate Mortgages | Fixed Mortgages | Traditional Mortgage
• Best Program For You | Best Mortgage Options
• Interest Only Mortgages | Interest Mortgages
• ARM Commonly Used Indexes | ARM Indexes
• Adjustable Rate Mortgages | Adjustable Mortgages
• Graduated Payment Mortgages | Graduated Mortgage
• Principal Calculator| Mortgage Calculator | Loan Calculator
• All Island Mortgage FAQ | Mortgage FAQ | Loan FAQ
• Credit Related Articles Long Island, Queens
• How PMI Works
• Mortgage Refinance
• Loan Process
• Privacy Policy

Blog

• Blog - Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
• Blog - The Secret Every Successful Home Seller Knows (But Most Miss)
• Blog - April 2025 Housing Market Update: A Shift That Favors Buyers
• Blog - Why a Home Inspection Is a Must for Homebuyers
• Blog - Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
• Blog - March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
• Blog - Why the Housing Market Isn't Crashing in 2025
• Blog - How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
• Blog - Southern Housing Markets Offer New Opportunities for Homebuyers
• Blog - Townhomes: A Smart Solution for Today's First-Time Homebuyers
• Blog - Why Waiting to Buy a Home Could Cost You
• Blog - Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
• Blog - Selling Your Home? What You Need to Know About Capital Gains Taxes
• Blog - Why Now Is the Time to Apply for a Mortgage
• Blog - Mortgage Rates Hit 4-Month Lows: What This Means for You
• Blog - Buying vs. Renting in 2025: Why Homeownership Still Wins
• Blog - Home Prices Are Rising—But That’s a Good Thing!
• Blog - Thinking About Moving in 2025? Here’s How to Make It Happen!
• Blog - How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
• Blog - Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
• Blog - What to Save for When Buying Your Home
• Blog - Expert Predictions for the 2025 Housing Market
• Blog - How to Buy a Home with Low Income: Yes, It’s Possible!
• Blog - Affordable Homeownership: 6 Questions to Help Lower Costs
• Blog - Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
• Blog - Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
• Blog - Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
• Blog - What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
• Blog - Debunking Scary Myths About Buying a Home
• Blog - How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers